We offer two core practice areas — IRB and financial risk consulting for UAE institutions, and market entry and representation services for international companies entering the GCC. Both are delivered at senior level, end to end.
Our flagship practice. We deploy a complete team of IRB specialists — one expert for each of the ten pillars of the framework — so every area of your programme is covered by someone who has done that specific work before.
This isn't a resource-on-demand model. We design the team together, you see exactly who covers what before the engagement begins, and a single programme manager holds accountability for the whole programme.
Who this is for
Full-Spectrum Coverage
PD model build, calibration, Gini validation, rating scale design
Workout LGD, collateral haircuts, downturn LGD, segmentation
EAD, CCF modelling, revolving facilities, off-balance-sheet
Independent backtesting, discriminatory power, stability
Scenario design, credit migration matrices, portfolio impact
Pillar 2 capital design, capital add-ons, board-level narrative
CBUAE capital reporting, Pillar 3 disclosure, COREP templates
Credit data mart, data quality, historical data reconstruction
Development reports, validation reports, use-test evidence
MRM policy, model inventory, monitoring dashboards, committee packs
We act as the authorised UAE presence for international companies — handling the regulatory, commercial, and relationship work that makes the difference between entering a market and actually succeeding in it.
The UAE and GCC are high-opportunity markets, but they require local credibility, personal relationships, and an understanding of how business actually gets done here. We provide all of that from day one.
Regulatory Navigation
We handle licensing, registration, and ongoing regulatory interactions so you don't have to learn the system from scratch.
Client & Partner Introductions
Ten years of relationships across UAE banking, finance, and government give you access you couldn't build quickly on your own.
Ongoing Market Management
We manage your UAE commercial relationships, pipeline, and local presence on a continuing basis — not just the initial entry.
What's included
Industries we represent
Complex risk programmes fail not because of technical problems, but because of poor governance, unclear ownership, and weak milestone management. We solve that.
Our project management practice wraps around every engagement — and can also be brought in standalone to rescue or accelerate programmes already in progress.
Programme Governance
RACI, steering committee setup, escalation frameworks
Milestone Tracking
Gantt-level planning, dependency mapping, RAG reporting
Board Reporting
Concise, decision-ready packs for ExCo and board audiences
Performance Metrics
KPI frameworks, budget tracking, velocity monitoring
No institution is at the same point in its IRB journey. Our engagement models are designed to meet you where you are — whether that's the very beginning, or mid-programme.
We design, staff, and run your entire IRB programme from inception to regulatory approval. All 10 pillars covered, single programme manager accountable.
Typical duration: 12–18 months
You have a team in place but need specialist depth in specific pillars. We embed our experts into your programme for the areas where you need them most.
Typical duration: 3–9 months per pillar
Independent review of your IRB models, documentation, or programme status — typically used ahead of a CBUAE submission or inspection.
Typical duration: 4–8 weeks