UAE · GCC Financial Institutions

The IRB specialists
financial institutions
rely on.

We deploy complete teams of IRB experts — one specialist for every pillar of the framework. From PD modelling to ICAAP to CBUAE regulatory reporting, your programme is covered end to end.

IFZA Licensed · Dubai
CBUAE Framework Aligned
10+ Years In-Market
0+

Years in UAE Risk

0+

Institutions Served

0

IRB Pillars Covered

0%

Client Satisfaction

Full-Team Deployment

Every pillar of IRB.
One expert each.

Most consultancies assign generalists who cover multiple areas poorly. We do the opposite: every area of the IRB framework has a dedicated specialist. When you engage Sentry Risk, you get a complete, co-ordinated team — not a single advisor stretched thin.

Pillar 01

Probability of Default

PD model architecture, data preparation, calibration, and Gini/AUC validation in line with Basel standards.

Pillar 02

Loss Given Default

LGD workout methodology, collateral haircut modelling, downturn LGD estimation and segmentation.

Pillar 03

Exposure at Default

EAD and CCF modelling for revolving and off-balance-sheet exposures, including regulatory CCF floors.

Pillar 04

Model Validation

Independent back-testing, discriminatory power assessment, stability monitoring, and challenger model review.

Pillar 05

Stress Testing

Macroeconomic scenario design, credit migration matrices, and portfolio-level stress impact quantification.

Pillar 06

ICAAP

Internal capital adequacy process design, Pillar 2 capital add-on assessment, and ICAAP narrative for board and regulator.

Pillar 07

Regulatory Reporting

CBUAE capital reporting, Pillar 3 disclosure, COREP templates, and liaison with regulatory supervisors.

Pillar 08

Data Infrastructure

Credit data mart design, data quality frameworks, and historical data reconstruction for model development.

Pillar 09

Model Documentation

Full model documentation suites: model development reports, validation reports, and use-test evidence packs.

Pillar 10

Model Governance

MRM policy frameworks, model inventory, ongoing monitoring dashboards, and risk committee reporting packs.

Ready to deploy your team?

We scope, staff, and manage your full IRB programme — from day one to regulatory approval.

Whether you're starting from scratch, accelerating a stalled programme, or preparing for a CBUAE inspection, Sentry Risk can mobilise the right team within weeks.

Start the Conversation
What We Do

Beyond IRB — full-service risk and market entry.

IRB is our core. But UAE financial institutions and international companies need more than model-builders.

Local Representation

Your authorised UAE presence. We navigate the regulatory environment, build local relationships, and create access to the GCC market.

Market Entry

IRB & Financial Risk

Full IRB programme deployment: PD, LGD, EAD, validation, ICAAP, stress testing and CBUAE reporting — delivered by dedicated specialists.

IRB · Basel III

Strategic Partnerships

We connect international technology platforms and fintech solutions with UAE financial institutions — creating scalable commercial relationships.

GCC Growth

Project Management

Senior-led delivery across complex risk programmes — disciplined scoping, governance, milestone tracking, and board-level reporting.

Delivery
How We Work

No templates.
No stretched generalists.

  1. 01

    Diagnostic

    We map your current IRB maturity, regulatory gaps, and data estate. No assumptions — we work from your actual position.

  2. 02

    Staffing Plan

    We match the right specialist to each IRB pillar. You see who's covering what before the engagement starts — no surprises.

  3. 03

    Programme Delivery

    Work is delivered to a governance-approved schedule. You get regular milestone reports and a dedicated programme manager throughout.

  4. 04

    Regulatory Submission

    We prepare all documentation for CBUAE review, attend regulatory meetings where needed, and manage the submission process to approval.

Why Choose Sentry Risk

  • One specialist per IRB pillar — never stretched across multiple domains
  • All specialists are practitioners, not theorists — they've built and validated models at UAE banks
  • Deep knowledge of CBUAE regulatory expectations — no learning curve at your expense
  • Single point of accountability — one programme manager owns the whole engagement
  • Flexible engagement models — full programme delivery, or specific pillar augmentation

Typical engagement

Scope & diagnostic Weeks 1–2
Team mobilisation Week 3
Model development Months 2–9
Validation & ICAAP Months 8–12
Regulatory submission Month 12+
Our Partners

Trusted by companies
building in the GCC.

VYTRA AB

Nordic · Wellness

Nordic wellness brand expanding into UAE with Sentry Risk as local representative.

Zwebb Fintech

Fintech · SaaS

Modular SaaS platform delivering custom digital solutions for financial institutions.

Stage11.co

Fintech · White-label

White-label fintech for factoring, invoice finance, and crowdlending platforms.

Ecobloom

AgriTech · AI

AI-powered controlled environment agriculture analytics for sustainable food production.

Rojan Food AB

Sweden · F&B

Swedish food producer expanding GCC distribution with Sentry Risk as local representative.

Arx Engineering AB

Sweden · Engineering

Swedish engineering firm building GCC project pipeline across infrastructure and industrial sectors.

Green Oasis AG

Oman · Sustainability

Oman-made liquid fertilizers for crop nutrition, soil support, and fruit quality. Made for farms, projects, and distribution partners.

What Clients Say

Results that stand up
to scrutiny.

"Sentry Risk transformed how we approach credit risk governance. Their IRB expertise and understanding of UAE Central Bank requirements gave us the confidence to move forward decisively. The team they put in place knew every corner of the framework."

AK

Head of Risk Management

UAE Commercial Bank

"As a European company entering the GCC, we had no idea where to start. Sentry Risk handled everything — from local registration to client introductions. They opened doors we couldn't have reached on our own, and made the UAE feel approachable."

MH

Chief Executive Officer

European Fintech Company

"The project management discipline Sentry Risk brought to our operational risk programme was exceptional. Milestones were hit, governance was tight, and the board received reporting that actually meant something."

FA

Chief Risk Officer

Regional Financial Institution

Get in Touch

Ready to build
your IRB programme?

Tell us where you are in your IRB journey and what you need. We'll respond within one business day with a clear view of how we can help — and who from our team would cover each area.

Office

IFZA Business Park, Dubai Silicon Oasis, UAE

Tell us about your programme